Loan amount $$1,120,000\mathrm{.}00$ Amortization $25$ Year Fixed for $10$ years after the $10$ years will reprice to Wall Street Journal Prime plus $1\mathrm{.}00\%$ every $5$ years until paid off. $($Example Prime today is $3\mathrm{.}25\%$ so would reprice today at $4\mathrm{.}25\%)$ Interest Rate $=3\mathrm{.}25\%$ Fixed for $10$ Years Fees $=1\%$ origination or $$11,200$ Mr$.$ and Mrs$.$ Brown have a current Cattle note and have been banking with this Commercial Bank for $20+$ years.