Mario obtained his G2 license last year. 6 months ago he went to a

friends house to watch a hockey game. While at his friends house he

had 6 beers. He left his friends house, and on his way home, he failed to

stop for a red light, at Main and Gage Avenue in Hamilton. He struck a

pedestrian crossing the street. The police arrived at the scene, and

charged the insured with impaired driving. The insured has now been

convicted of the impaired charges.

The Pedestrian sustained a broken arm, broken leg, and a serious head

injury in the accident.

Fully explain how Marios insurer will deal with the pedestrians

serious, bodily injury claim. Mario has an automobile insurance

policy with a $1 million third party liability coverage limit.

Fully include legal aspects of this pedestrian bodily injury claim.