Marcus has won a $4,000,000 state lottery. He can take his prize as other 20 yearly payments of $200,000 or a lump sum of $1,965,000. Which is the better option? Assume an interest rate of 8% Select the correct choice below and, if necessary, (Round to the nearest dollar as needed) in the answer box to complete your choice OA The present value of the lottery winning is this is better than the lump sum of $1,065,000 OB. The present value of the lottery winning is this is worse than the lump sum of $1,065,000 OC. The present value of the lottery winning is the same as the lump sum of $1,965,000