Marty, a $16-$year$-$old, contracted with Cream$-$of$-$the$-$Crop Cycles to buy an $58,000$ motorcycle. He agreed to make monthly puyments mall the parchase price plas interest were puid in full. It is three years later and Marty has not disaffirmed the contract and has made regular payments on the cycle singe haming is$.$ Which of be following is coerect?

$$ The cootract is woid and Marty has no obligation.

$$

$$

The contract is now voidable by Cream$-$of$-$the$-$Crop Cycles.

$$

Marty has ratified the contract and is now bound by its terms.

Marty has ratified the contract but can still get a return of the payments made while be was a minoe.