Marty, a $16-$year$-$old, contracted with Cream$-$of$-$the$-$Crop Cycles to buy an $$8,000$ motoreycle. He agreed to make moethly payments until the purchase price plas interest were paid in full. It is three years later and Marty has not disaffirmed the contract and has made regular payments on the cycle since turning $18.$ Which of the following is correct?

The contract is void and Marty has no obligation.

The contract is now voidable by Cream$-$of$-$the$-$Crop Cycles.

Marty has ratified the contract and is now bound by its lerms.

Marty has ratified the contract but can still get a return of the payments made while he was a minor.