Question: Mel Adjuster believes she can settle a claim for $ 5 5 , 0 0 0 when she meets with the claimant. However, she only

Mel Adjuster believes she can settle a claim for $55,000 when she meets with the claimant. However, she only has authority to write claims drafts (checks) for $50,000 or less without prior approval from her manager. What should she do?
o a. Forgiveness might be easier to get than approval. Write a $55,000 check if necessary to resolve the case, then seek forgiveness for exceeding her authority.
O b. Get the necessary approval before meeting with the claimant.
O c. Reassign the claim to her manager.
o d. Tell the claimant that his claim is worth $55,000 but $50,000 is the limit of her claims authority, then settle the claim for $50,000.

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