Mina purchased a $$300,000$ UL policy four years ago and she wishes to surrender the policy. The cash value of her investment account is $$4,200.$ How much will she receive after surrendering the policy?RzBnY$0$kwV$3$RMeWYwd$3$JHZ$3$pLNktpQT$09$ a$.$ She will not receive anything as the policy's cash value is likely to be lower than the surrender charges.b$.$ She will receive the entire $$4,200$ as surrendering fees only apply for partial surrender.c$.$ She will receive the entire $$4,200$ as she is surrendering the policy after the three$-$year threshold period.d$.$ She will receive the sum of the account after all investments in the account are converted to cash, less any applicable surrender charges.