Module 4 Discussion Prepare This week, we've been exploring financial services and consumer credit: how we choose accounts, use tools, and build responsible habits. In this discussion, you'll choose a money system that matches your values: convenience and automation versus control and personalization. Scenario You're setting up (or cleaning up) your money system and want one consistent approach going forward. You've narrowed it down to two paths: 1. All-in-one ecosystem: Open checking, high-yield savings, and a starter credit card with the same provider. Turn on round-ups, autosave, bill pay, and spending insights in one app. It's seamless and time-saving, but you'll keep most of your financial life in one company's hands and rely on its nudges and design choices. 2. Mix-and-match strategy: Use a local credit union for checking (human support), an online bank for high-yield savings, and a separate credit card for rewards you value. You'll likely get stronger individual features, but you'll juggle multiple logins and manage more of the setup yourself. You can only choose one approach going forward. Step 1: Initial Post Choose one of the two options and explain your reasoning. Why does this choice feel right for you? How do your current