Montclair Company is considering a project that will require a $$520,000$ loan. It presently has total liabilities of $$210,000$ and total assets of $$630,000.$

Compute Montclair$$s

$($a$)$ current debt$-$to$-$equity ratio and$($b$)$ the debt$-$to$-$equity ratio assuming it borrows $$520,000$ to fund the project.

If Montclair borrows the funds, does its financing structure become more or less risky?