Ms$.$ Claggett is sixty$-$six $(66)$ years old. She has been covered under Original Medicare for the last six years due to her disability and has never been enrolled in a Medicare Advantage or a Part D plan before. She wants to enroll in a Part D plan. She knows that there is such a thing as the $$Part D Initial Enrollment Period$($IEP$)$ and has concluded that, since she has never enrolled in such a plan before, she should be eligible to enroll under this period. What should you tell her about how the Part D Initial Enrollment Period applies to her situation?

Question $44$Answer

a$.$

Ms$.$ Claggett has had two IEPs and missed them both. The first occurred three months before and three months after the month when she was first entitled to Part A OR enrolled in Part B$.$ Because she was eligible for Medicare before age $65,$ Ms$.$ Claggett had a second IEP based on turning age $65,$ which has also expired.

b$.$

It occurs from January $1$ to February $14$ of each year, so she will have to wait until that point to utilize that particular enrollment period.

c$.$

The Part D Initial Enrollment Period occurs only when a beneficiary turns $62$ so it cannot be used as the justification for allowing her to enroll at this point.

d$.$

It occurs from October $15$ to December $7$ of each year, so she will have to wait until that point to utilize that particular enrollment period.