Question: Ms. Dhanya is currently pursuing her PGDM doing her second year. Being a bright student she received a PPO from a leading Private sector Bank

Ms. Dhanya is currently pursuing her PGDM doing her second year. Being a bright student she received a PPO from a leading Private sector Bank and she could covert the offer. CTC offered to her is Rs 16,00,000 per annum.

She is so excited and would like to draw plan on her future financials. After making a plan for her investment in Flat, Car and future family commitments she landed up in the area of retirement plan. She would like to critically evaluate the top three schemes suggested by her father: Employees' Provident Fund Scheme, Employees pension scheme and New Pension Scheme. Discuss for their suitability to include in her retirement plan

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