multiple choices (just want hte final answer)

10. Due to the pandemic, John lost his job and he has only RM10,600 in liquid assets. He has RM4,000 in bills. Calculate his liquidity ratio. A 2 B. 3 C. 2.65 D. 3.77 11. What is a credit limit? A. A determined set amount money on a credit card. B. An overdraft protection number on your checking account. C. A type of personal investment strategy, D. A limited amount of personal net worth. 12. What is one characteristic of open-end credit? A. A down payment must be made before receiving the loan B. Individuals are allowed to borrow an unlimited amount of money as long as they pay it back c. Credit is extended in advance so the borrower does not have to apply for credit each time credit is desired D. Payments are equal and are required on a regular basis 13. A measure of a person's willingness to make credit payments on time. A. Social status. B. Net Worth. C. Income. D. Credit history. 14. A legal process in which some or all of the assets of a debtor are distributed among the creditors because the debtor is unable to pay his or her debts, A. Notice of demand B. Summons C. Bankruptcy D. Garnishee order 15. A time period in which no finance charges will be added to your account. A. lead time B. moratorium C. free period D. grace period