Multiple Select Question Select all that apply Which statements are true of money market instruments? They are directly accessible to individual investors. They have relatively low credit risk. They include the entire fixed income market. They can be purchased indirectly through mutual funds. Need help? Review these concept resources. Read About the Concept Select all that apply Which securities are considered fixed income? Floating-rate bonds Common stock Interest rate swaps Junk bonds A security such as a bond that pays a specified cash flow over a specific period is an OF security