My assignment is regarding risk management plan which consists 6 steps. I'm stuck on step 3 where I need to choose one risk management method that suits my risk situation. The location I was given is a state swimming pool. The risk I chose is risk in human resource. I chose that having the sole swimming coach on leave/covid/resigned will be a risk to the business. My idea is to overcome is by getting part time workers in the meantime I train employees to be up to standard. So which risk management method is the best suitable for it? Is it risk prevention, risk reduction, active risk retention or diversification?

RISK RETENTION Passive Active Risk The firm had failed Risk Retention to identify all risk Retention Firms consciously exposures. The know about risks firms have to bear but has decided to the losses resulting retain it entirely or from the risk. partially. . no choice to treat the risk eg: unexpected collision fund for risk retention : - business income - credit /loan creservesINSTRUCTION 1. This is an individual assessment. 2. You will be given ONE (1) location in Malaysia. Based on the location, you are required to construct a risk management plan. 3. You have to identify potential problems before it occurs, so that risk handling activities may be planned and invoked as needed across the life of the product or project