Need a detailed answer with graph

Question 3: (15 points) Explain why a monetary policy that sets money supply growth rate z equal to population growth rate n does not attain the golden rule allocation in the competitive monetary equilibrium when n > 1. Use a graph to indicate both the Social Planner's and Individual's budget sets. Your answer must be based on individual's incentives to hold money under this rule. What rate of return on money does the consumer need to attain the Golden Rule consumption level? What rate of return on money does the consumer face in the competitive monetary equilibrium? MacBook Pro