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Find the effective rate corresponding to the given nominal rate. (Round your answers to three decimal places.) (a) 4%/year compounded semiannually % (b) 7%/year compounded quarterly Jada deposited an amount of money in a bank 3 years ago. The bank had been paying interest at the rate of 5%/year compounded daily (assume a 365-day year) and she has $12,000 on deposit today. Examine the information above and state each of the following values as they relate to the present value formula for compound interest, P = A(1 + - ) . (Determine the value of A in dollars.) A = $ 12000 m = 365 r = 0.05 t = 3 What was Jada's initial deposit (in dollars)? (Round your answer to the nearest cent.) $ 10328.5 1x