Need help with the wording response to a question

Q Negotiate with suppliers to extend the existing credit arrangements so that 40% of purchases are paid in the month of purchase and the balance of trade creditors to be paid in the following month

proposed answer-

In terms of the next scenario, in applying this change, it can be seen that the Total Payments for each month differ where, in comparison to the current budgeted balance, some months are lower and some are higher. Overall, however, the proposed policy change would have a lower Total Payments amount, hence, being a favourable outcome. In addition, if this new policy is implemented, then Fantastic Ltd. would find themselves with better cash flow in June, subsequently avoiding the need to borrow as much. They need to draw down $207,000 of the loan resulting in a cash balance of $300,000, however, with the proposed change, Fantastic Ltd. would be cutting this amount by only drawing down $193,000 of the loan, resulting in a decline of $14,000 in borrowings. For these reasons, this change is recommended.