Net Worth Statement (aka Balance Sheet)

Assets	Liabilities
Home Value - $180,000	Mortgage Balance - $113,000
Auto Value - $10,000	Auto Loan Balance - $8,000
Money Market - $1,000	Credit Card Balance - $3,400
Checking Balance - $250	Future Loan Balance - $2,800
Retirement Account - $9,000	Student Loan Balance - $11,250
TOTAL $200,250	TOTAL $138,450

Cash Flow Statement (aka Income & Expense Statement)

Income	Other Expenses
Paycheck - $2,500	Utility Payment - $290
Overtime - $400	Groceries - $210
TOTAL $2,900	Gas for Auto - $95
	Monthly Gym Fee - $50
Expenses Debt Payments	Phone - $60
Mortgage Payment - $800	Eating Out - $150
Auto Loan Payment - $350	Car Insurance - $110
Credit Card Payment - $70	Pet Supplies - $40
Furniture Loan Payment - $150	Cable and Internet - $80
Student Loan Payment - $360	Entertainment - $80
Debt Payment SUB TOTAL $1,730	Clothes - $60
	Charitable Contribution - $10
	Other Expenses SUB TOTAL $1,235
	TOTAL Expenses $2,965

What is the monthly Net Gain or Net Loss? (Refer to the Net Worth and Cash Flow statements above)

$-65 (Net Loss).

$-1,170 (Net Loss).

$65 (Net Gain).

$1,170 (Net Gain).

Not enough information to compute.