Not sure if I got these true false correct

A13. Toff The delta of an option is always greater than one. A14 for F-The "face value of an off-balance sheet (OBS) item' is also referred to as the notional value. A15 Tor F-External insurance is one way of operational risk loss prevention for a bank. A16 Tor F- According to economic theory involving economies of scale, larger and more cost-efficient Fis should prevail over smaller, less cost-efficient Fls. A17. Tor The effect of improving technology over time is to shift the AC (average cost) curve upwards over time. A18 Tor F-Diseconomies of scale occurs when the costs of joint production of Fi services are higher than they would be if the services were produced independently. A10 Tor F-Credit-risk-adjusted assets are on and off-balance-sheet assets whose values are adjusted for the credit rating of the FI. A20 Tor F- Basel Il established minimum capital requirements, procedures to ensure that sound internal process are used to assess capital adequacy and set targets that were commensurate with the risk profile and environment in an endeavour to protect solvency of individual Fls. Basel III introduced higher capital levels and cyclical buffers to protect the financial system in general. A13. Toff The delta of an option is always greater than one. A14 for F-The "face value of an off-balance sheet (OBS) item' is also referred to as the notional value. A15 Tor F-External insurance is one way of operational risk loss prevention for a bank. A16 Tor F- According to economic theory involving economies of scale, larger and more cost-efficient Fis should prevail over smaller, less cost-efficient Fls. A17. Tor The effect of improving technology over time is to shift the AC (average cost) curve upwards over time. A18 Tor F-Diseconomies of scale occurs when the costs of joint production of Fi services are higher than they would be if the services were produced independently. A10 Tor F-Credit-risk-adjusted assets are on and off-balance-sheet assets whose values are adjusted for the credit rating of the FI. A20 Tor F- Basel Il established minimum capital requirements, procedures to ensure that sound internal process are used to assess capital adequacy and set targets that were commensurate with the risk profile and environment in an endeavour to protect solvency of individual Fls. Basel III introduced higher capital levels and cyclical buffers to protect the financial system in general