Now that you have expanded your knowledge regarding short-term planning, long-term planning, asset purchase planning, as well as retirement planning, how will you put your financial plan into action? Is there a gap between what you are required to save and invest to fund your financial goals, and what you have available to save and invest according to your Simplified Income Statement from Milestone One? If so, how will you mitigate the risk of realizing the appropriate amount of wealth to support your personal initiatives and expectations? Describe your personal alternatives for bridging this gap. How does this change your financial plan?