Question: Off - balance - sheet transactions often expose a financial firm to considerable risk that conventional financial reports simply won't pick up . Which of

Off-balance-sheet transactions often expose a financial firm to considerable risk that conventional financial reports simply won't pick up.
Which of the following is NOT considered an off-balance-sheet item?
a. Standby credit agreements
b. Unused commitments
c. Bank loan
d. Derivative contracts
 Off-balance-sheet transactions often expose a financial firm to considerable risk that

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