Off-balance sheet transactions do NOT include: Select one O .a. direct credit substitute .b. market-rate-related contracts c. extension of loans to existing .customers .d. commitments Not yet answered Marked out of 1.00 10 Asset management of a Bank is refers to: Select one a. managing the loans portfolio based on .available deposit base b. managing the real assets, such as bank .buildings c. managing the assets of the banks; that is, their deposits d. protecting the deposits by using .derivatives