OL $(3$ marka$)$: ITQAN Fund charges a $12b-1$ fee of $1\%$ and maintains an expense neation ef $0\mathrm{.}75\%.$ DIRAYAIF charges a froat$-$end load of $2\%$ but has no $12b-1$ fee and an expenae nation of $0\mathrm{.}2\%\%.$ Aurame the rese of return on both funds ${?}^7$ poeffolios $($befoee any fees$)$ is $6\%$ per year.

a$)$ How mach will an inversment of SAR$100,000$ in each fund gow to ather:

I$-1$ year

II$-3$ years

III$-10$ years

b$)$ Which fund will you choose if

I: You are short term investor?

II: You are a long term investor? $$