omework f Saved Julie just retired and has two options for receiving her retirement benefits. Under...

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omework f Saved Julie just retired and has two options for receiving her retirement benefits. Under the first option, she would immediately receive a lump sum of $127,000. Under the second option, she would receive $14,000 each year for 10 years plus a lump-sum payment of $53,000 at the end of the 10-year period. Click here to view Exhibit 14B-1 and Exhibit 14B-2. to determine the appropriate discount factor(s) using tables. Required: 1-a. Calculate the present value for the following assuming that the money can be invested at 11%. 1-b. If she can invest money at 11%, which option should she choose? Complete this question by entering your answers in the tabs below. Required LA Required 1B Calculate the present value for the following assuming that the money can be invested at 11%. Note: Round your final answer to the nearest whole dollar amount. Present value Option 1 Option 2 Required 1B Required 1A Required 1B Calculate the present value for the following assuming that the money can be invested at 11%. Note: Round your final answer to the nearest whole dollar amount. Present value Option 1 Option 2 Required 1B Novt EXHIBIT 14B-1 Present Value of $1 EXHIBIT 14B-2 1 I n (1+r)' Present Value of an Annuity of $1 in Arrears, Periods I 2017 3 4 5 0.822 0.784 0.747 0.713 0.681 0.650 0.621 6 0.790 0.746 0.705 0.666 0.630 0.596 0.564 0.535 0.507 7 S 9 10 0.703 0.645 0.592 0.544 0.500 0.460 0.424 0.391 0.361 0.333 0.308 0.284 0.263 0.243 0.225 0.209 0.676 0.614 0.558 0.508 11 0.463 0.422 0.386 0.352 0.322 0.295 0.270 0.247 0.227 0.208 0.191 0.176 0.162 0.650 0.585 0.527 0.475 0.429 0.388 0.350 0.317 0.287 12 13 0.625 0.557 0.497 0.444 0.397 0.356 0.319 0.286 0.257 0.231 0.601 0.530 0.469 0.415 0.368 0.326 4% 5% 6% 7% 8% 9% 10% 11% 12% 13% 14% 15% 16% 17% 18% 19% 20% 21% 22% 23% 24% 25% 0.962 0.952 0.943 0.935 0.926 0.917 0.909 0.901 0.893 0.885 0.877 0.870 0.862 0.855 0.847 0.840 0.833 0.826 0.820 0.813 0.806 0.800 0.925 0.907 0.890 0.873 0.857 0.842 0.826 0.812 0.797 0.783 0.769 0.756 0.743 0.731 0.718 0.706 0.694 0.683 0.672 0.661 0.650 0.640 0.889 0.864 0.840 0.816 0.794 0.772 0.751 0.731 0.712 0.693 0.675 0.658 0.641 0.624 0.609 0.593 0.579 0.564 0.551 0.537 0.524 0.512 0.855 0.823 0.792 0.763 0.735 0.708 0.683 0.659 0.636 0.613 0.592 0.572 0.552 0.534 0.516 0.499 0.482 0.467 0.451 0.437 0.423 0.410 0.593 0.567 0.543 0.519 0.497 0.476 0.456 0.437 0.419 0.402 0.386 0.370 0.355 0.341 0.328 0.480 0.456 0.432 0.410 0.390 0.370 0.352 0.335 0.319 0.303 0.289 0.275 0.262 0.760 0.711 0.665 0.623 0.583 0.547 0.513 0.482 0.452 0.425 0.400 0.376 0.354 0.333 0.314 0.296 0.279 0.263 0.249 0.235 0.222 0.210 0.731 0.677 0.627 0.582 0.540 0.502 0.467 0.434 0.404 0.376 0.351 0.327 0.305 0.285 0.266 0.249 0.233 0.218 0.204 0.191 0.179 0.168 0.180 0.167 0.155 0.144 0.134 0.149 0.137 0.126 0.116 0.107 0.123 0.112 0.103 0.094 0.086 0.092 0.083 0.076 0.069 8% 9% 2 3 2.775 2.723 4 3.630 3546 5 4.452 4.329 6 7 S 0.194 9 0.261 0.237 0.215 0.195 0178 0.162 0.148 0.135 10 7.435 8.111 7.722 0.290 14 0.577 0.505 0.442 0.208 0.187 0.168 0.152 0.137 0.124 0.112 0.102 0.258 0.229 0.204 0.182 0.163 0.145 0.130 0.116 0.104 0.093 0.084 0.075 0.068 0.061 0.388 0.340 0.299 0.263 0.232 0.205 0.181 0.160 0.141 0.125 0.111 0.099 0.088 0.078 0.069 0.062 0.055 0.049 11 8.760 8.306 7.360 7.887 0.055 12 9.385 8.863 0.044 13 9.986 9.394 8.384 7.943 8.853 15 0.555 0.481 0.417 0.362 0.315 0.275 0.239 0.209 0.183 0.160 0.140 0.123 0.108 0.095 16 0.534 0.458 0.394 0.339 0.292 0.252 0.218 0.188 0.163 0.141 0.123 0.107 0.093 0.081 0.071 0.062 0.054 0.047 0.042 0.036 17 18 19 20 21 0.439 0.359 0.294 0.242 0.199 0.164 0.135 0.112 0.513 0.436 0.371 0.317 0.270 0.231 0.198 0.170 0.146 0.125 0.108 0.093 0.080 0.069 0.060 0.052 0.045 0.039 0.034 0.030 0.494 0.416 0.350 0.296 0.250 0.212 0.180 0.153 0.130 0.111 0.095 0.081 0.069 0.059 0.051 0.044 0.038 0.032 0.028 0.024 0.021 0.018 0.475 0.396 0.331 0.277 0.232 0.194 0.164 0.138 0.116 0.098 0.083 0.070 0.060 0.051 0.043 0.037 0.031 0.027 0.023 0.020 0.017 0.014 0.456 0.377 0.312 0.258 10.215 0.178 0.149 0.124 0.104 0.087 0.073 0.061 0.051 0.043 0.037 0.031 0.026 0.022 0.019 0.016 0.014 0.012 0.013 0.011 0.009 0.084 0.074 0.065 0.057 0.051 0.045 0.040 0.035 0.032 0.028 0.026 0.023 14 10.563 15 16 17 18 19 0.093 0.077 0.064 0.053 0.044 0.037 0.031 0.026 0.022 0.018 0.015 20 22 0.422 0.342 0.278 0.226 0.184 0.150 0.123 0.101 23 0.406 0.326 0.262 0.211 0.170 0.138 0.112 0.091 0.083 0.068 0.056 0.046 0.038 0.032 0.026 0.022 0.018 0.015 0.013 0.011 0.009 0.007 0.074 0.060 0.049 0.040 0.033 0.027 0.022 0.018 0.015 0.012 0.010 0.009 0.007 0.006 21 22 24 0.390 0.310 0.247 0.197 0.158 0.126 0.102 0.082 0.066 0.053 0.043 0.035 0.028 0.023 0.019 0.015 0.013 0.010 0.008 0.007 0.006 0.005 23 25 26 27 28 29 30 40 0.375 0.295 0.233 0.184 0.146 0.116 0.092 0.074 0.059 0.047 0.038 0.030 0.024 0.020 0.016 0.013 0.010 0.009 0.007 0.006 0.005 0.361 0.281 0.220 0.172 0.135 0.106 0.084 0.066 0.053 0.042 0.033 0.026 0.021 0.017 0.014 0.011 0.009 0.347 0.268 0.207 0.161 0.125 0.098 0.076 0.060 0.047 0.037 0.029 0.023 0.018 0.014 0.011 0.009 0.007 0.006 0.005 0.333 0.255 0.196 0.150 0.116 0.090 0.069 0.054 0.042 0.033 0.026 0.020 0.016 0.012 0.010 0.008 0.006 0.005 0.004 0.003 0.321 0.243 0.185 0.141 0.107 0.082 0.063 0.048 0.037 0.029 0.022 0.017 0.014 0.011 0.008 0.006 0.005 0.004 0.308 0.231 0.174 0.131 0.099 0.075 0.057 0.044 0.033 0.026 0.020 0.015 0.012 0.009 0.007 0.005 0.004 0.003 0.003 0.208 0.142 0.097 0.067 0.046 0.032 0.022 0.015 0.011 0.008 0.005 0.004 0.003 0.002 0.001 0.001 0.001 0.000 0.000 0.000 0.004 24 0.007 0.006 0.005 0.004 0.003 25 0.004 0.003 0.002 26 0.002 0.002 27 0.003 0.002 0.002 0.002 28 0.002 0.002 0.001 29 0.000 0.000 30 40 24% 25% Periods 4% 5% 6% 7% 10% 11% 12% 13% 14% 15% 0.962 0.952 0.943 0.935 0.926 0.917 0.909 0.901 0.893 0.885 0.877 0.870 0.862 0.855 0.847 0.840 0.833 0.826 0.820 0.813 0.806 0.800 1.528 1.509 1.492 1.474 1457 1.440 1.886 1.859 1.783 1.759 1.833 1.808 11566 1.547 11736 1.713 1.690 1.668 1.647 1.626 1.605 1585 1.981 1.952 2.106 2.074 2.042 2.011 2.673 2.624 2.577 2.531 2.487 2.444 2.402 2.361 2.322 2.283 2.246 2.210 2.174 2.140 3.465 2.743 2.690 2.639 2.589 2.540 2.494 2.448 2.404 2.362 3.387 3.312 3.240 3.170 3.102 3.037 2.974 2.914 2.855 2.798 3.058 2.991 2.926 2.864 2.803 2.745 2.689 4.212 4.100 3.993 3.890 3.791 3.696 3.605 3.517 3.433 3.352 3.274 3.199 3.127 4.917 5.242 5.076 4.767 4.623 4.486 4.355 4.231 3.685 3.589 3.498 3.410 3.326 3.245 3.167 3.092 3.020 4.111 3.998 3.889 3.784 4.039 3.922 3.812 3.706 3.605 3.508 3.416 3.327 3.242 6.002 5.786 5.582 5.389 5.206 5.033 4.868 4.712 4.564 4.423 4.288 4.160 3.329 3.421 4.078 3.954 3.837 3.726 3.619 3.518 6.463 6.210 5.971 5.747 5.535 5.335 5.146 6.733 4.968 4.799 4.639 4.487 4.344 4.207 3.786 3.673 3.566 3.463 7.108 6.802 6.515 6.247 4.946 4.772 4.607 4.451 4.303 4.163 4.031 3.905 5.995 5.759 5.537 5.328 5132 3.799 4.054 3.923 3.682 3.571 5.889 5.650 5.426 5.216 5.019 4.833 4.659 4.494 4.339 4.192 7.024 6.710 6.418 6:145 4.177 4.035 3.902 3.776 3.656 5.029 4.836 4.656 4.486 4.327 7.499 7.139 5.938 5.687 5.453 5234 6.805 6.495 6.207 4.127 3.985 3.851 3.725 4.611 4.439 4:278 7.536 7.161 4.988 4.793 6.814 6.492 6.194 5.918 5.660 5.421 5.197 4.053 3.912 3.780 8.358 7.904 7.487 7.103 6.750 6.424 6.122 5.842 5.583 51342 5.118 4.910 4.715 4.533 4.362 4.203 4.432 4.265 4.108 3.962 3.824 9.899 9.295 8.745 8.244 7.786 7.367 6.982 6.628 6.302 6.002 5.724 5.468 5.229 5.008 4.802 4.611 4315 4.153 4.001 3.859 6.811 8.559 8.061 7.606 7.191 6.462 6.142 5.847 5.575 5.324 5.092 4.876 4.675 4.489 11 118 10.380 9.712 9.108 11.652 10.838 10.106 9.447 8.851 8.313 7.824 7.379 6.974 6.604 6.265 5.954 5.668 5.405 5.162 4.938 4.730 4.536 4.357 4.189 4.033 3.887 9.122 8.544 8.022 7.549 4.576 4.391 12.166 11.274 10.477 9.763 7.120 6.729 6.373 6.047 5.749 5.475 5222 4.990 4.775 4.059 3.910 4.219 4.608 4.419 4243 4.080 3.928 12.659 11.690 10.828 10.059 9.372 8.756 8.2017.702 7.250 6.840 6.467 6.128 5.818 5.534 5.273 5.033 4.812 8.950 4.635 4.442 4.263 4.097 3.942 8.365 7.839 7.366 6.938 6.550 6.198 5.877 5.584 5.316 5.070 4.843 13.134 12.085 11.158 10.336 9.604 9.129 8.514 7.963 13.590 12.462 11.470 10.594 9.818 7.469 7.025 6.623 6.259 5.929 4.870 4.657 5.628 5353 5.101 4.460 4.279 4.110 3.954 14.029 12.821 11.764 10.836 10.017 9.292 8.649 8.075 7.562 7.102 6.687 6.312 5.973 5.665 5.384 5.127 4.891 4.675 476 4.292 4121 3.963 5.696 5.410 5.149 4.909 4.690 4.488 4.302 4.130 3.970 14.451 13.163 12.042 11.061 10.201 9.442 8.772 8.176 7.645 7.170 6.743 6359 6.011 8.883 6.792 6.399 8.266 7.718 7.230 6.044 5.723 5.432 5.167 4.925 4.703 4.499 4.311 14.857 13.489 12.303 11.272 10.371 9.580 4.137 3.976 4.318 4.143 3.981 15.247 13.799 12 550 11.469 10.529 9.707 8.985 8.348 7.784 7.283 6.835 6.434 6.073 51746 5451 5.182 4.937 4.713 4.507 7.330 6.873 6.464 6.097 5.766 S467 5.195 15.622 14.094 12.783 11,654 10.675 9.823 4.948 9.077 8.422 7.843 4.721 4.514 4.323 4.147 3.985 9.161 15.983 14.375 13.003 11.826 10.810 9.929 8.488 7.896 7.372 6.906 6.491 6.118 5.783 5.480 5 206 4.956 4.728 4.520 4.328 4.151 3.988 6.935 6.514 6.136 5.798 5.492 5.215 4.964 4.734 4.524 4.332 4 154 3.990 16.330 14.643 13 211 11.987 10.935 10.027 9.237 8.548 7.943 7.409 16.663 14.898 13.406 12.137 11.051 10.116 9.307 6.961 6.534 6.152 8.602 7.984 7.441 5.810 5.502 5223 4.970 4.739 4.528 4.335 4.157 3.992 4.743 3.994 16.984 15.141 13.591 12.278 11,158 10.198 9.370 8.650 8.022 7.470 6.983 6.551 6.166 5.820 5.510 5.229 4.975 4.531 4.337 4.159 7.496 7.003 6.566 6.177 5.829 5.517 5.235 4.979 4.746 17.292 15.372 13.765 12.409 11.258 10.274 9.427 8.694 8.055 4.534 4.339 4.160 3.995 19.793 17.159 15.046 13.332 11.925 10.757 9.779 8.951 8.244 7.634 7.105 6.642 6.233 5.871 5.548 5.258 4.997 16% 17% 18% 19% 20% 21% 22% 23% 2.951 3.161 4.760 4.544 4.347 4.166 3.999 omework f Saved Julie just retired and has two options for receiving her retirement benefits. Under the first option, she would immediately receive a lump sum of $127,000. Under the second option, she would receive $14,000 each year for 10 years plus a lump-sum payment of $53,000 at the end of the 10-year period. Click here to view Exhibit 14B-1 and Exhibit 14B-2. to determine the appropriate discount factor(s) using tables. Required: 1-a. Calculate the present value for the following assuming that the money can be invested at 11%. 1-b. If she can invest money at 11%, which option should she choose? Complete this question by entering your answers in the tabs below. Required LA Required 1B Calculate the present value for the following assuming that the money can be invested at 11%. Note: Round your final answer to the nearest whole dollar amount. Present value Option 1 Option 2 Required 1B Required 1A Required 1B Calculate the present value for the following assuming that the money can be invested at 11%. Note: Round your final answer to the nearest whole dollar amount. Present value Option 1 Option 2 Required 1B Novt EXHIBIT 14B-1 Present Value of $1 EXHIBIT 14B-2 1 I n (1+r)' Present Value of an Annuity of $1 in Arrears, Periods I 2017 3 4 5 0.822 0.784 0.747 0.713 0.681 0.650 0.621 6 0.790 0.746 0.705 0.666 0.630 0.596 0.564 0.535 0.507 7 S 9 10 0.703 0.645 0.592 0.544 0.500 0.460 0.424 0.391 0.361 0.333 0.308 0.284 0.263 0.243 0.225 0.209 0.676 0.614 0.558 0.508 11 0.463 0.422 0.386 0.352 0.322 0.295 0.270 0.247 0.227 0.208 0.191 0.176 0.162 0.650 0.585 0.527 0.475 0.429 0.388 0.350 0.317 0.287 12 13 0.625 0.557 0.497 0.444 0.397 0.356 0.319 0.286 0.257 0.231 0.601 0.530 0.469 0.415 0.368 0.326 4% 5% 6% 7% 8% 9% 10% 11% 12% 13% 14% 15% 16% 17% 18% 19% 20% 21% 22% 23% 24% 25% 0.962 0.952 0.943 0.935 0.926 0.917 0.909 0.901 0.893 0.885 0.877 0.870 0.862 0.855 0.847 0.840 0.833 0.826 0.820 0.813 0.806 0.800 0.925 0.907 0.890 0.873 0.857 0.842 0.826 0.812 0.797 0.783 0.769 0.756 0.743 0.731 0.718 0.706 0.694 0.683 0.672 0.661 0.650 0.640 0.889 0.864 0.840 0.816 0.794 0.772 0.751 0.731 0.712 0.693 0.675 0.658 0.641 0.624 0.609 0.593 0.579 0.564 0.551 0.537 0.524 0.512 0.855 0.823 0.792 0.763 0.735 0.708 0.683 0.659 0.636 0.613 0.592 0.572 0.552 0.534 0.516 0.499 0.482 0.467 0.451 0.437 0.423 0.410 0.593 0.567 0.543 0.519 0.497 0.476 0.456 0.437 0.419 0.402 0.386 0.370 0.355 0.341 0.328 0.480 0.456 0.432 0.410 0.390 0.370 0.352 0.335 0.319 0.303 0.289 0.275 0.262 0.760 0.711 0.665 0.623 0.583 0.547 0.513 0.482 0.452 0.425 0.400 0.376 0.354 0.333 0.314 0.296 0.279 0.263 0.249 0.235 0.222 0.210 0.731 0.677 0.627 0.582 0.540 0.502 0.467 0.434 0.404 0.376 0.351 0.327 0.305 0.285 0.266 0.249 0.233 0.218 0.204 0.191 0.179 0.168 0.180 0.167 0.155 0.144 0.134 0.149 0.137 0.126 0.116 0.107 0.123 0.112 0.103 0.094 0.086 0.092 0.083 0.076 0.069 8% 9% 2 3 2.775 2.723 4 3.630 3546 5 4.452 4.329 6 7 S 0.194 9 0.261 0.237 0.215 0.195 0178 0.162 0.148 0.135 10 7.435 8.111 7.722 0.290 14 0.577 0.505 0.442 0.208 0.187 0.168 0.152 0.137 0.124 0.112 0.102 0.258 0.229 0.204 0.182 0.163 0.145 0.130 0.116 0.104 0.093 0.084 0.075 0.068 0.061 0.388 0.340 0.299 0.263 0.232 0.205 0.181 0.160 0.141 0.125 0.111 0.099 0.088 0.078 0.069 0.062 0.055 0.049 11 8.760 8.306 7.360 7.887 0.055 12 9.385 8.863 0.044 13 9.986 9.394 8.384 7.943 8.853 15 0.555 0.481 0.417 0.362 0.315 0.275 0.239 0.209 0.183 0.160 0.140 0.123 0.108 0.095 16 0.534 0.458 0.394 0.339 0.292 0.252 0.218 0.188 0.163 0.141 0.123 0.107 0.093 0.081 0.071 0.062 0.054 0.047 0.042 0.036 17 18 19 20 21 0.439 0.359 0.294 0.242 0.199 0.164 0.135 0.112 0.513 0.436 0.371 0.317 0.270 0.231 0.198 0.170 0.146 0.125 0.108 0.093 0.080 0.069 0.060 0.052 0.045 0.039 0.034 0.030 0.494 0.416 0.350 0.296 0.250 0.212 0.180 0.153 0.130 0.111 0.095 0.081 0.069 0.059 0.051 0.044 0.038 0.032 0.028 0.024 0.021 0.018 0.475 0.396 0.331 0.277 0.232 0.194 0.164 0.138 0.116 0.098 0.083 0.070 0.060 0.051 0.043 0.037 0.031 0.027 0.023 0.020 0.017 0.014 0.456 0.377 0.312 0.258 10.215 0.178 0.149 0.124 0.104 0.087 0.073 0.061 0.051 0.043 0.037 0.031 0.026 0.022 0.019 0.016 0.014 0.012 0.013 0.011 0.009 0.084 0.074 0.065 0.057 0.051 0.045 0.040 0.035 0.032 0.028 0.026 0.023 14 10.563 15 16 17 18 19 0.093 0.077 0.064 0.053 0.044 0.037 0.031 0.026 0.022 0.018 0.015 20 22 0.422 0.342 0.278 0.226 0.184 0.150 0.123 0.101 23 0.406 0.326 0.262 0.211 0.170 0.138 0.112 0.091 0.083 0.068 0.056 0.046 0.038 0.032 0.026 0.022 0.018 0.015 0.013 0.011 0.009 0.007 0.074 0.060 0.049 0.040 0.033 0.027 0.022 0.018 0.015 0.012 0.010 0.009 0.007 0.006 21 22 24 0.390 0.310 0.247 0.197 0.158 0.126 0.102 0.082 0.066 0.053 0.043 0.035 0.028 0.023 0.019 0.015 0.013 0.010 0.008 0.007 0.006 0.005 23 25 26 27 28 29 30 40 0.375 0.295 0.233 0.184 0.146 0.116 0.092 0.074 0.059 0.047 0.038 0.030 0.024 0.020 0.016 0.013 0.010 0.009 0.007 0.006 0.005 0.361 0.281 0.220 0.172 0.135 0.106 0.084 0.066 0.053 0.042 0.033 0.026 0.021 0.017 0.014 0.011 0.009 0.347 0.268 0.207 0.161 0.125 0.098 0.076 0.060 0.047 0.037 0.029 0.023 0.018 0.014 0.011 0.009 0.007 0.006 0.005 0.333 0.255 0.196 0.150 0.116 0.090 0.069 0.054 0.042 0.033 0.026 0.020 0.016 0.012 0.010 0.008 0.006 0.005 0.004 0.003 0.321 0.243 0.185 0.141 0.107 0.082 0.063 0.048 0.037 0.029 0.022 0.017 0.014 0.011 0.008 0.006 0.005 0.004 0.308 0.231 0.174 0.131 0.099 0.075 0.057 0.044 0.033 0.026 0.020 0.015 0.012 0.009 0.007 0.005 0.004 0.003 0.003 0.208 0.142 0.097 0.067 0.046 0.032 0.022 0.015 0.011 0.008 0.005 0.004 0.003 0.002 0.001 0.001 0.001 0.000 0.000 0.000 0.004 24 0.007 0.006 0.005 0.004 0.003 25 0.004 0.003 0.002 26 0.002 0.002 27 0.003 0.002 0.002 0.002 28 0.002 0.002 0.001 29 0.000 0.000 30 40 24% 25% Periods 4% 5% 6% 7% 10% 11% 12% 13% 14% 15% 0.962 0.952 0.943 0.935 0.926 0.917 0.909 0.901 0.893 0.885 0.877 0.870 0.862 0.855 0.847 0.840 0.833 0.826 0.820 0.813 0.806 0.800 1.528 1.509 1.492 1.474 1457 1.440 1.886 1.859 1.783 1.759 1.833 1.808 11566 1.547 11736 1.713 1.690 1.668 1.647 1.626 1.605 1585 1.981 1.952 2.106 2.074 2.042 2.011 2.673 2.624 2.577 2.531 2.487 2.444 2.402 2.361 2.322 2.283 2.246 2.210 2.174 2.140 3.465 2.743 2.690 2.639 2.589 2.540 2.494 2.448 2.404 2.362 3.387 3.312 3.240 3.170 3.102 3.037 2.974 2.914 2.855 2.798 3.058 2.991 2.926 2.864 2.803 2.745 2.689 4.212 4.100 3.993 3.890 3.791 3.696 3.605 3.517 3.433 3.352 3.274 3.199 3.127 4.917 5.242 5.076 4.767 4.623 4.486 4.355 4.231 3.685 3.589 3.498 3.410 3.326 3.245 3.167 3.092 3.020 4.111 3.998 3.889 3.784 4.039 3.922 3.812 3.706 3.605 3.508 3.416 3.327 3.242 6.002 5.786 5.582 5.389 5.206 5.033 4.868 4.712 4.564 4.423 4.288 4.160 3.329 3.421 4.078 3.954 3.837 3.726 3.619 3.518 6.463 6.210 5.971 5.747 5.535 5.335 5.146 6.733 4.968 4.799 4.639 4.487 4.344 4.207 3.786 3.673 3.566 3.463 7.108 6.802 6.515 6.247 4.946 4.772 4.607 4.451 4.303 4.163 4.031 3.905 5.995 5.759 5.537 5.328 5132 3.799 4.054 3.923 3.682 3.571 5.889 5.650 5.426 5.216 5.019 4.833 4.659 4.494 4.339 4.192 7.024 6.710 6.418 6:145 4.177 4.035 3.902 3.776 3.656 5.029 4.836 4.656 4.486 4.327 7.499 7.139 5.938 5.687 5.453 5234 6.805 6.495 6.207 4.127 3.985 3.851 3.725 4.611 4.439 4:278 7.536 7.161 4.988 4.793 6.814 6.492 6.194 5.918 5.660 5.421 5.197 4.053 3.912 3.780 8.358 7.904 7.487 7.103 6.750 6.424 6.122 5.842 5.583 51342 5.118 4.910 4.715 4.533 4.362 4.203 4.432 4.265 4.108 3.962 3.824 9.899 9.295 8.745 8.244 7.786 7.367 6.982 6.628 6.302 6.002 5.724 5.468 5.229 5.008 4.802 4.611 4315 4.153 4.001 3.859 6.811 8.559 8.061 7.606 7.191 6.462 6.142 5.847 5.575 5.324 5.092 4.876 4.675 4.489 11 118 10.380 9.712 9.108 11.652 10.838 10.106 9.447 8.851 8.313 7.824 7.379 6.974 6.604 6.265 5.954 5.668 5.405 5.162 4.938 4.730 4.536 4.357 4.189 4.033 3.887 9.122 8.544 8.022 7.549 4.576 4.391 12.166 11.274 10.477 9.763 7.120 6.729 6.373 6.047 5.749 5.475 5222 4.990 4.775 4.059 3.910 4.219 4.608 4.419 4243 4.080 3.928 12.659 11.690 10.828 10.059 9.372 8.756 8.2017.702 7.250 6.840 6.467 6.128 5.818 5.534 5.273 5.033 4.812 8.950 4.635 4.442 4.263 4.097 3.942 8.365 7.839 7.366 6.938 6.550 6.198 5.877 5.584 5.316 5.070 4.843 13.134 12.085 11.158 10.336 9.604 9.129 8.514 7.963 13.590 12.462 11.470 10.594 9.818 7.469 7.025 6.623 6.259 5.929 4.870 4.657 5.628 5353 5.101 4.460 4.279 4.110 3.954 14.029 12.821 11.764 10.836 10.017 9.292 8.649 8.075 7.562 7.102 6.687 6.312 5.973 5.665 5.384 5.127 4.891 4.675 476 4.292 4121 3.963 5.696 5.410 5.149 4.909 4.690 4.488 4.302 4.130 3.970 14.451 13.163 12.042 11.061 10.201 9.442 8.772 8.176 7.645 7.170 6.743 6359 6.011 8.883 6.792 6.399 8.266 7.718 7.230 6.044 5.723 5.432 5.167 4.925 4.703 4.499 4.311 14.857 13.489 12.303 11.272 10.371 9.580 4.137 3.976 4.318 4.143 3.981 15.247 13.799 12 550 11.469 10.529 9.707 8.985 8.348 7.784 7.283 6.835 6.434 6.073 51746 5451 5.182 4.937 4.713 4.507 7.330 6.873 6.464 6.097 5.766 S467 5.195 15.622 14.094 12.783 11,654 10.675 9.823 4.948 9.077 8.422 7.843 4.721 4.514 4.323 4.147 3.985 9.161 15.983 14.375 13.003 11.826 10.810 9.929 8.488 7.896 7.372 6.906 6.491 6.118 5.783 5.480 5 206 4.956 4.728 4.520 4.328 4.151 3.988 6.935 6.514 6.136 5.798 5.492 5.215 4.964 4.734 4.524 4.332 4 154 3.990 16.330 14.643 13 211 11.987 10.935 10.027 9.237 8.548 7.943 7.409 16.663 14.898 13.406 12.137 11.051 10.116 9.307 6.961 6.534 6.152 8.602 7.984 7.441 5.810 5.502 5223 4.970 4.739 4.528 4.335 4.157 3.992 4.743 3.994 16.984 15.141 13.591 12.278 11,158 10.198 9.370 8.650 8.022 7.470 6.983 6.551 6.166 5.820 5.510 5.229 4.975 4.531 4.337 4.159 7.496 7.003 6.566 6.177 5.829 5.517 5.235 4.979 4.746 17.292 15.372 13.765 12.409 11.258 10.274 9.427 8.694 8.055 4.534 4.339 4.160 3.995 19.793 17.159 15.046 13.332 11.925 10.757 9.779 8.951 8.244 7.634 7.105 6.642 6.233 5.871 5.548 5.258 4.997 16% 17% 18% 19% 20% 21% 22% 23% 2.951 3.161 4.760 4.544 4.347 4.166 3.999