One factor affecting the extent of risk control services provided by surplus lines insurers is the

Select one: A. Size of the policy premium. B. Expertise of the surplus lines insurer's underwriters. C. State in which the surplus lines insurer is domiciled. D. Extent of regulation affecting the surplus lines insurer. Question 29 ID# 5876299 Points: 1 Not flagged Flag Question Question text A start-up business is exploring the possibility of building underwater communities where residents would live, work, and play. A surplus lines insurer would be a good choice for this company primarily because

Select one: A. Admitted insurers would be unable to expand their coverage territory to cover this exposure. B. Surplus lines insurers are able to identify and respond to newly emerging risks and meet the insurance needs of those customers. C. Regulations affecting the business would be too cumbersome for admitted insurers to manage. D. Admitted insurers would charge excessive premiums to insure the exposures of this business. Question 30 ID# 5876300 Points: 1 Not flagged Flag Question Question text Which one of the following is an example of an insurance product that might be unavailable in the admitted market but could be profitably written in the surplus lines market?

Select one: A. General liability coverage for a chain of grocery stores with a high frequency of slip-and-fall claims B. Business income coverage for a retail store in a shopping mall C. Property coverage for a single apartment complex in a moderate-sized Midwestern town D. Transit coverage for a small business shipping within the continental U.S.