One important issue online is opt$-$in versus opt$-$out. In general, European websites have opt$-$in policies while U$.$S$.$ websites have opt$-$out policies. With opt$-$in$,$ customers must ask to be involved in data collection and marketing while opt$-$out companies automatically include customers in data collection unless the customer specifically asks not to be$.$ Europeans and Americans differ in their expectations about privacy. What ethical factor is illustrated here?

industry practices

social legislation

societal culture and norms

changes in international law

organizational culture and expectations,