One method that may be employed by banks to lower required reserves is to

Question $6$ options:

$1)$

transfer deposits offshore on Friday and to transfer them back on Monday.

$2)$

convert demand deposits into MMDA accounts on Friday and reverse the transfer the following Monday.

$3)$

rely more heavily on zero explicit interest$-$rate deposits.

$4)$

delay posting deposits made on Friday until the following Monday.

$5)$

do nothing, because reserve requirements cannot be avoided.