One of the key differences between Documents Against Payments (D/P) and Documents Against Acceptance (D/A) is that if you are using the D/P, the exporter instructs the presenting bank to hand over shipping and title documents (representing title to the goods shipped) to the importer only if the importer accepts the accompanying bill of exchange or draft by signing it; whereas, for D/A, the exporter instructs the presenting bank to hand over shipping and title documents (representing title to the goods shipped) to the importer only if the importer makes the full payment.*

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