Oppenheimer Bank is offering a 30

30-year mortgage with an APR of 5.21 %

5.21% based on monthly compounding. With this mortgage your monthly payments would be $ 1 comma 972

$1,972 per month. Inaddition, Oppenheimer Bank offers you the followingdeal: Instead of making the monthly payment of $ 1 comma 972

$1,972 everymonth, you can make half the payment every two weeks(so that you will make 52 divided by 2 equals 26

52/2=26 payments peryear). With thisplan, how long will it take to pay off the mortgage if the EAR of the loan isunchanged?

The number of payments will be

nothing

, which is approximately

nothing

years.(Round to two decimal places and enter the years rounded to the nearest wholenumber.)