option D is incorrect, which is the right answer?

Benito is trying to decide whether to use one or two suppliers for a major component of his products. The suppliers are located in a coastal town that is prone to hurricanes. He estimates that the probability in any year of a "super-event" that might shut down all suppliers at the same time for at least two weeks is 5%. Such a total shutdown would cost the company approximately $100,000. He estimates the "unique-event risk for any of the suppliers to be 8%. The marginal cost of managing an additional supplier is $6,000 per year. What is the expected monetary value (EMV) of using two suppliers? EMV $12,700 $15,500