Over the past three years, Sherry has contributed a total of $12,600 to a Roth IRA account ($4,200 a year). The current value of the Roth IRA is $19,200. In the current year, Sherry withdraws $16,900 of the account balance to purchase a car. Assuming Sherry is in a 25 percent marginal tax bracket, how much of the $16,900 withdrawal will she retain after taxes to fund her car purchase?

Amount of withdrawal
Non-taxable amount
Amount subject to tax	$0
Tax rate		%
Penalty rate		%
Tax
Penalty
After tax withdrawal retained