P$6-5($L$02,4)($Analysis of Alternatives$)$ Julia Baker died, leaving to her husband Brent an insurance policy contract that provides that the beneficiary $($Brent$)$ can choose any one of the following four options. $($a$)$ $ $55,000$ immediate cash. $($b$)$ $ $4,000$ every $3$ months payable at the end of each quarter for $5$ years. $($c$)$ $ $18,000$ immediate cash and $ $1,800$ every $3$ months for $10$ years, payable at the beginning of each $3-$month period. $($d$)$ $ $4,000$ every $3$ months for $3$ years and $ $1,500$ each quarter for the following $25$ quarters, all payments payable at the end of each quarter. Instructions If money is worth $21/2\%$ per quarter, compounded quarterly, which option would you recommend that Brent exercise?