P3-10 (similar to) A Question Help o Present value (with changing interest rates). Marty has been offered an injury settlement of $13,000 payable in 3 years. He wants to know what the present value of the injury settlement is if his opportunity cost is 3.5%. (The opportunity cost is the interest rate in this problem.) What if the opportunity cost is 6.5%? What if it is 12%? If Marty's opportunity cost is 3.5%, what is the present value of the injury settlement? $(Round to the nearest cent.)