Peter will follow a strategy where he invests a fixed fraction of the $$2,000$ to each fund, in each

month. One financial adviser suggests that he invest $75\%$ of the $$2,000$ in the S&P $500$ fund and

the other $25\%$ in the Treasury fund. Noting that the S&P $500$ has averaged higher returns than

the Treasury fund, he claims "even though stock returns are risky investments in the short run,

the risk would be fairly minimal over the longer six$-$year period." A second financial advisor

recommends just the opposite: invest $25\%$ in the S&P $500$ fund and $75\%$ in the Treasury fund.

"Treasury bills are backed by the U$.$S$.$ government," he said, $"$if you put your money in

treasuries, your expected return may be lower, but you won't lose much of your precious

savings." Not knowing which adviser to believe, Peter has come to you for help