Pinder Ltd needs a machine for its business. The machine costs $130,000 and has an expected life of 10 years. After the 10 years, the machine is expected to have a salvage value of $15,000. Pinder Ltd can borrow at 8% per annum from the bank to buy this machine. Alternatively, Pinder Ltd can also lease the machine for 10 years. The lease payment would be $18,000, payable in advance. The tax rate for Pinder Ltd is 25%, and the machine will be fully depreciated using a straight line method over its expected life. Which of the following values is closest to the incremental cash flow from leasing in year 5? O $-14,750 $-12,750 $-16,750 $-8,750 O $-10,750