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184 Putting present value to use to evaluate some leases propositions You are trying to decide whether to buy or lease a truck. The following information is available to you The manufacturer's suggested retail price is $26,459.00 You can actually buy it for $22,880.00 The current bank interest rate for truck loans is 9% and you will put 10% down and pay the balance over 36 months starting one month from signing It is raining while you make the deal. You can lease the truck for $700.00 per month for 36 months. The lease requires a down payment of $1,200 due at signing. You can purchase the truck at the end of the lease for $2,000. You would rather have a Lexus