please answer all 3 and make sure they are 100% correct. last time some were not correct

Question 41 Property under the Homeowners policy, which is subject to special limits, includes all the following Except Theft of guns Major appliances such as washing machine, refrigerator, stove O Credit cards Theft of jewelry > Question 45 What policy should be recommended to Ron and Linda Arthur to insure their potential liability from lawsuits alleging discrimination, humiliation, or harassment while serving as a Board Member of the YMCA, Crisis Assistance Ministry and Junic Achievement? Commercial General Liability policy provided by Ron and Linda Director and Officers policy provided by Ron and Linda Professional Errors & Omissions policy provided by Ron & Linda Directors and Officers policy provided by the host Non-Profit entity Question 46 All of the following losses are covered under Homeowners liability except: Insured's dog bites a neighbor's child Insured Townhouse owner is assessed $1,000 by HO Association for injury to a guest on the Townhouse premises. During a recreational softball game, the insured accidentally releases the bat, during his turn at the plate, and hits a teammate in the Insured operates auto repair shop from a garage on the Townhouse premises