please answer all 3 questions :))

Question 12 4 Points John took out a loan with his bank to buy his car. He agreed to pay back $10,000 plus 3% interest accrued annually over the next 4 years. Three years later he runs into financial difficulties. He still owes $2,800 on the loan. He asks the bank if they would accept $2,100 for the loan and they agree. Once John pays the $2,100, under the rule used in the majority of state, could the bank come back later and demand the full amount of the original loan? Explain your answer. Use the editor to format your answer Question 11 4 Points Evan needs new software for his computer. Evan goes online to buy and download the program. Before he can do so, he is required to click the "I Accept" box. This comes below a very long, boring page of information. Evan is tired and clicks the box without reading its contents. It contained an arbitration clause. If Evan later wanted to sue for breach of contract, is Evan bound by the arbitration clause? Explain why or why not. Use the editor to format your answer Question 2 4 Points Does the 5th Amendment protection against self- incrimination apply to a corporation? Explain why or why not. The 5th amendment does not apply to corporations. This is because