please answer all 4 mc questions

Risk requires a: Refund Re-examination Reward Re-introduction Redundancy Bonds are relatively safe, but do pose risk. The bondholder may fear that interest rates may decine and they will earn a lower rate as they invest the countnamese Default risk Interest rate risk Reinvestment risk Currency risk Lack of marketability risk .31% A $20,000 investment compounds monthly for 120 months and grows into $29,000. What is the APR provided by this investment? 3.1% 3.72% 31% 3% What is the present value of $1,800 to be received seven years from now discounted at 5% APR compounded quarterly? $1,095.14 $1,150.94 $1,209.57 $1,271.19 $1,335.95