please answer all and make sure they are 100% correct. last time some were not correct

Question 8 Ron Arthur has a Personal Auto Policy (PAP) with physical damage coverage collision and other than-collision. Which of the following losses is covered under the physical damage coverage? Thieves stala portable GPS navigation system from the vehide A critical engine component oncs becane of freezing weather A flash flood washes Ron's car off the road causing significant damage The tires on the vehicle have to be replaced because of wear and tear Question What is the purpose of the Extended Non-Owned Liability Coverage endorsement attached to the PAP? To provide ability coverage for an insured who operates a non-owned auto on a regular basis such as a company furnished car To provide ability coverage for anyone who loans a covered auto to another driver To provide ability coverage for an insured who occasionally operates a non-owned auto such as a rental car To provide ability coverage for an insured's employer when an insured uses his or her personal auto for business purposes