please answer all five picture mcq question

Life Insurers require sales department because: To pitch the idea to potential clients To coerce clients for life insurance All of the above Simple, to sell the insurance The insurance company that is reinsured by another company is known as: Cession Ceding Company None of the above Reinsurer Investment income can lead to: More investments O Increase Market Value Reduce Premiums O All of the above Production in insurance refers to the policies they produce: * O True O False Life Insurers require sales department because: To pitch the idea to potential clients To coerce clients for life insurance O All of the above Information System in insurance can help the company: O By efficient policy processing Reduce risk Increase Premium payments O All of the above Which of the following is most likely going to be an Adverse Selection? A suicidal person asking for life insurance A heavy smoker asking for Car Insurance O None of the above An occasional drinker asking for health insurance Unearned Premium Reserve is: * The amount of premium that is not used in investments The amount of premium that is yet to be received The amount of premium that is promised The amount of premium collected but not earned The insurance company can offer lower settlements if necessary. True O False Information System in insurance can help the company: By efficient policy processing Reduce risk Select the best answer When a claim is filed, it is important for the insurance company to: File a lawsuit Investigate the claim Pay the benefits of the claim Refuse the claim Policy Cancellation is a factor considered in underwriting. * True O False