please answer ALL the following questions, show work if possible.

17. What is the present value of an annual payments of $4,500 discounted back 9 years at an annual rate of return of 3% ? 18. What is the future value of series of $15,600 quarterly payments received at the end of each quarter for the next 7 years if it is invested at an annual rate of return of 7.5% compounded quarterly? 19. Repeat above question for annuity due? (payments received at the beginning of each quarter). 21. Geegee checks Daniel's credit rating and determines that he will qualify for a 6.8% auto loan, T and they agree that his trade-in is worth $7,500. The cost of the car is $37,900. If he is planning to finance the loan for 4 years, how much does he have to pay every month? 30, 4600.57 PMT=552.43 22. How can you use concept of time value of money for a housing decision (mortgage)? 23. Determine the amount of money in a savings account at the end of 10 years, given an initial deposit of $62,500 and a 12 percent annual interest rate when interest is compounded a. Annually b. Semiannually