please answer all the question

Many college students don't consider retirement plans or investment opportunities because they don't like to think that far into the future." Prepare a 5-10 page research report by answering the following questions: 1. When is the ideal time to start thinking and accumulating funds for retirement? 2. Why is the topic of retirement planning becoming so important in this era? 3. Investment options that one can choose to accumulate wealth for retirement. 4. Various types of risks that one can face when planning for retirement. The research report should be formatted under the following headings: 1. Abstract 2. Introduction 3. Literature Review on Retirement Planning 4. The above 4 questions answered in order with the choice of your headings for the 4 questions. 5. Conclusion 6. References 7. Appendix (if any)