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1. (3 points) Recommend 3 different insurance policies to each of the below prospective insureds: i. A large hospital with 500 employees (doctors, nurses, physician assistants, and medical admins) ii. A medical manufacturing company specializing in the development of pacemakers iii. A trucking company headquartered in Columbus, Ohio. They have a staff of 100 in the headquarters and a large fleet of truckers in the field. 2. (4 points) Using the data below, do the following: i. Calculate the Loss Ratio for each Risk Class ii. Calculate the overall Loss Ratio across all risks 111. Why is the hit rate and retention so high for Class D? iv. What could the company do to improve its Loss Ratio? Hit Rate Class Number of Exposures A 80 B 90 Pure Premium 20 25 30 Average Premium 100 100 100 4% 5% 6% 90% Retention 65% 70% 75% 99% C 100 1000 D 110 100