please answer both or i will down vote

these are two seperate short questions

Question 8 Minimum hours per week for being classified by ACAs a full-time equivalent employee is: 35 30 . 25 2 pts D Question Richard has individual health insurance with a $1.500 calendar year deductible, 80-20% coinsurance and $6,500 stop loss. He has outpatient surgery, and the total surgeon's bill is $16.500. Richard has not incurred any other medical expenses during the current calendar year. What amount will the insurance company pay for the surgeon's bill? O 12.000 15.000 10.000 10,000