please answer both

Question 3 1 pts 3) Which of the following statements is true regarding credit unions? The primary objective of credit unions is to satisfy the depository and lending needs of the general public Because credit unions are non-profit organizations, their net income is n O Because credit unions issue common stock, the stockholders are legally O Credit unions specialize in making large commercial loans O Both A and C Question 7 1 pts As part of the 2010 the largest banks are subject to annual stress tests, designed to ensure that the banks are properly capitalized. O a) Financial Services Modernization Act Ob) Garn-St. Germain Depository Institutions Act Bank Holding Company Act O McFadden Act O Wall Street Reform and Consumer Protection Act