Please answer in about 800 words

Iask: Kingston Williams is the owner and operator of Bob's Diner, a popular restaurant in downtown Chicago. Last month, Bob's meat supplier recalled some hamburger for fear of E coli contamination. One of Bob's cooks was recently injured in a kitchen fire and a waitress is complaining about pain in her elbow from carrying serving trays. Del noticed two weeks ago that there was $60 missing from the cash register, and this weck another $0 is missing. Bob's has an excellent takeout business, and the diner is considering providing delivery to a limited area using a vehicle owned by the diner. Bob's bookkeeper seggested that Delbert should establish a risk management program to address the many loss exposures faced by the business. Risk management is a process that identifies and analyses loss exposures, and uses a variety of techniques, including insurance, to treat these loss exposures. Delbert hopes that by implementing a risk management program, losses will decline and the business will be better peepared when losses occur. Describe several sources of funds fot paying loses if retention is used is used in the risk management program