Please answer the 2 question separately with 200 words or more.

1. In this country there are a lot of people getting Social Security and unfortunately, there are many individuals who end up relying on Social Security as their sole source of income as they get older. Usually because they either have to retire or can no longer do their job efficiently due to health, age, etc. Those who did not save or didn't have the opportunity to save for retirement end up having to struggle. This situation includes an amazing amount of people. Discuss/Give your view

2. When should you start thinking about retirement? And should you listen to the experts and what they consider is the correct amount of money required to retire successfully? When you retire you have to generate your own income. This often requires depending on someone else's help. This might make you uncomfortable. Does this person have your best interest at heart or their best interest? Gaining knowledge to deal with this situation is very important.

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