Please answer the attached question with explanation.

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Requlred Information [The following information applies to the questions displayed below.] The following is a portion of the current asset section of the balance sheets of HiROE Co., at December 31,2020 and 2019: e-2. What factors might have caused the change in this ratio? Check All That Apply Credit was extended to proportionately more slow-paying or high credit-risk customers during 2020. Credit was extended to proportionately more slow-paying or lower credit-risk customers during 2020. Credit was extended to proportionately more slow-paying or high credit-risk customers during 2019. Credit was extended to proportionately more slow-paying or lower credit-risk customers during 2019. Proportionately fewer bad accounts were actually written off during 2020 . Proportionately fewer bad accounts were actually written off during 2019