Please answer the following question. show working and please explain.

number 4 follows this question

4. Related to Question 3 above, determine and compare, for the same two-year period, if a local bank has made you a counter offer to keep your $25,000.00 in the bank and promises to pay you 8.5% interest per annum, compounded quarterly. Would you accept this offer from the bank, when compared to the offer made on Question 3? 3. You have an opportunity to invest your $25,000.00, in a local company that has offered to pay you 8% in the first year, and 9% in the second year. What is the total principal and interest at the end of the second year? Note that interest payments are done at the end of each period (year)